Should I Sell or Rent My House in 柯林斯堡

Should I Sell or Rent My House in 柯林斯堡

这取决于你的经济状况和你所在地区的房地产市场状况, each option has advantages and disadvantages. 


一方面,一方面, 在今天的房地产市场上,卖出似乎是一种常识——现在有很多卖出的动机, with low-interest rates and rising home prices. 另一方面, you might be curious about turning your home into a rental, 让你的财产在增值时为自己买单,你继续建立权益.


How should you decide which option is best for you?

The pros of renting in 柯林斯堡

Renting your home has several significant benefits. 这里有一些:

  • You will continue to build equity in your property

  • You will enjoy some passive income from the monthly rent. 

  • 然后,你可以用这笔钱获得较低利率的贷款, 这使得在更短的时间内投资更多的出租物业成为可能.

 

总的来说,投资出租房产在经济上是很有回报的. 例如, 保险, 抵押贷款利率, 而且维护费用都可以从出租物业的纳税申报表中扣除, among other tax advantages.

The pros of selling in 柯林斯堡

Selling your house has upsides too. 


显然,最大的一个是你可以从销售中获得的利润. 如果你是在卖方市场,你甚至可能会得到很多高于你要价的出价. 你甚至可能收到比你房子要价高得多的出价.


Additionally, renting poses risks that can be avoided by selling. 例如, 你可以通过选择出售来避免有一个糟糕的住户(或者很难找到一个)的可能性.

How to know whether selling or renting is right for you

Should you sell or rent? It depends on various factors; no one answer will suit everyone. 

下面,我们列出了可能影响你决定的各种情况.

Signs that renting could be a good decision:

1. Local rental demand is high

If rental demand is high in your neighborhood or city, you may consider renting your home instead of selling it. 通常, rental demand is strong in urban areas, 大学, and areas with new developments or booming job markets. 

2. You want to be a landlord

如果出租和管理物业的想法一直让你感兴趣, that excitement could help you succeed.

3. Your property has renter-friendly amenities

Even if it is no longer suitable for your needs, someone else may find that your house is the ideal place to call home. 如果你的房子有一些设施,使它有别于同类的租金,使它更受居民的欢迎, you should consider renting your home instead of selling it. This is the key to having a successful rental. 


The top amenities searched for on Apartments.比如花岗岩台面和不锈钢器具, 室外空间, 通过性, an in-unit washer and dryer, 还有充足的停车位.

4. You can make a profit

如果你能收取比你必须支付的抵押贷款更多的租金, 保险, and 房产税 each month, you can make a profit and earn passive income on your rental. 

随着时间的推移,你的收入会慢慢增加(与你可以通过出售立即获得的金额相比), your equity will also increase. Additionally, your home may increase in value. 如果你选择晚些时候卖出,每个因素都会对你的整体利润产生贡献.

5. You expect your neighborhood’s property values to rise

While it’s impossible to be absolutely certain, 你也许能够对你附近的房产价值做出明智的预测. To capitalize on the potential growth in value of your home, renting it out may be a better option than selling it outright.

Signs that selling could be a good decision:

1. It’s a seller’s market

In a seller’s market, there aren’t many homes for sale, while at the same time, many people want to buy them. If you sell in a market like this, there will be a lot of demand for your property, which can help you get the highest price.


如果你所在地区的房屋库存已经下降,或者你所在地区的价格在短时间内迅速上涨, this is a great way to tell you’re in a seller’s market.

2. You couldn’t charge enough rent to make a profit

In a perfect world, the rent you charge would cover your mortgage payments, 保险, 房产税, and maintenance costs, plus a little extra to cover any vacancies. Otherwise, you won’t make a profit on your rental. 


It’s important to realize that even if your property’s value is high, 这可能不一定与能够收取相应的高租金有关. 你可以收取多少租金取决于住户愿意付多少钱,以及你所在地区对租金的需求有多大. 你可以通过查看附近类似的出租物业来了解你的房子能收多少钱.

3. You need cash for another purchase

如果你需要钱来支付下一套房子的首付款或购买其他大宗商品, 出售将允许你获得与你目前的房子捆绑的权益. 

4. You can deduct capital gains

If you sell your home for more than you paid, you may be able to deduct up to $250,000 (or up to $500,如果你结婚了,你可以从你的税收中扣除销售所得的利润. 

然而, 如果您在过去五年中至少有两年将该房屋作为主要住所,您才有资格获得此豁免.

租金和. 销售计算器

There are many factors to weigh when deciding to rent or sell, but the crux of the decision is determining the best value. 这需要你仔细计算数字,以确定出售房产能赚多少钱,租赁房产能赚多少钱. The numbers will help you determine which route is best for you.


A great tool for this purpose is an online calculator. We like the National 协会 of 住宅 Property Managers’ 租金和. 销售计算器. 对于那些对租房和与物业经理合作感兴趣的人,你也可以使用everest的服务 pricing comparison tool 比较世界十大博彩公司费,并获得免费的10年现金流预测. 

底线

决定你是应该出租还是出售你的房子取决于各种因素. 我们希望本指南可以帮助您了解这些因素,以便您可以使用它们来确定最适合您的决定. 


If you still have questions about renting your home, send us a message! 我们很乐意回答您的问题,并帮助您确定租房是否适合您. 


来源:本内容最初是为珠穆朗玛峰撰写和发布的.co

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